Senior Account Manager GSAM at Standard Chartered Bank Kenya

Job description

The Role Responsibilities

• To directly manage designated accounts within the GSAM portfolio.
• To directly represent and negotiate to protect the Bank's interest in complex group and multi-lender restructuring work-outs and push through recovery actions by using strong negotiating and influencing skills.
• To monitor, control and make timely recommendations on impairment provision management in the areas of responsibility.
• To manage account restructuring and re-engineering activity and to co-ordinate the reporting of loss provisions.
• To manage and minimise any potential risks from litigation, regulatory and other counter-claims and to negotiate personally in complex situations.
• To evaluate and make judgments on the credit risks of requests and applications as required, and to assume personal responsibility for assigned accounts.
• To deal directly with regulatory authorities as and when required and other external contacts, developing robust workable relationships with them.
• To formulate account strategies and action plans. To be well versed in relevant laws, rules & regulations and to provide guidance on problematic and complex issues.
• To maintain a broad business knowledge and to structure creative solutions.
• Active Participation and contribute in the Credit Issues Committee meeting and other similar forums.
• Seek market information to identify proactively industry problems, negative trends, potentially problem relationships including operational risk, reputational risk, event risk, etc that may affect Corporate & Institutional Banking and Commercial Banking.

Our Ideal Candidate

• At least 10 years experience in credit risk.
• Significant experience in the financial services industry, with sound knowledge of risks involved in lending; particularly corporate lending, traded structure and traded credit risk products.
• Strong negotiation skills to manage the problem loan portfolio.
• Up-to-date knowledge of business conditions and developments in the region.
• Ability to resolve conflicts, manage crises and solve problems, withstand pressure, work fast, set priorities and organize management time among numerous accounts needing urgent attention simultaneously, with initiative, creativity, resourcefulness, analytical ability, energy and determination to execute and win.
• Strong interpersonal skills coupled with professional integrity in order to command respect and credibility in situations involving conflicting interests. (Both internal and external).
• Sound practical and technical knowledge of laws relating to bankers' rights, corporate finance, security documentation and realisation, appropriate corporate Law, receivership, bankruptcy and winding up.
• Ability to communicate well both orally and in writing, and to conduct meetings (in some cases, hostile/confrontational circumstances and/or at very Senior Corporate/Bank levels) and focus on relevant issues.
• An ability and willingness to exercise initiative, make decisions, exercise responsibility and accept accountability for actions taken and decisions made