Credit Analyst, MSME at Kingdom Bank Limited

Responsibilities

• Analyze credit propositions and recommend for approval
• Reviewing the files for compliance of the approval conditions
• Responsible for identifying and reporting potential and actual Money Laundering Risk, including suspicious transactions in accordance with the laid down AML policies & procedures
• Assess temporary credit requests and recommend for approval
• Develops and implements procedures for analyzing the creditworthiness of prospective and current customers
• Recommend changes to lending policies in line with business dynamics
• Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them
• Analyzing client records and using the data to recommend payment plans

Qualifications

• Bachelor’s degree in Commerce/Business related field.
• Have a minimum of 3 year working in the Banking Industry with exposure in Micro and SME businesses
• Sound knowledge of the Banking Act and the regulatory framework in the Financial Services Industry
• Able to apply financial knowledge and skills to achieve business goals
• Able to identify and minimize potential and inherent risks in banking
• Communicates effectively and can explain complex Business issues
• Track record of motivating, managing, and developing individuals and teams to achieve results