Head of Credit at Mwananchi Credit Ltd

Role Summary:

• The Head of Credit is responsible for overseeing the credit risk management function within the organiza- tion. This role involves developing and implementing credit policies and strategies to mitigate risks, enhance profitability, ensuring regulatory compliance for Mwananchi Credit Limited.

Qualifications:

• Bachelor's degree in Finance, Accounting, Economics, or a related field. A Master's degree or professional certification is preferred.
• Minimum of 5 years of proven experience in a credit role, preferably with leadership responsibilities.
• Computer literacy and proficiency.

Desired Skills:

• Extensive experience in credit risk management, with a strong understanding of credit principles and practices
• Proven track record of leadership and team management.
• Excellent analytical and problem-solving skills.
• Strong communication and interpersonal skills.
• Ability to work under pressure and make informed decisions.
• In-depth knowledge of regulatory requirements and industry standards.
• Compliance with the legal regulations.
• Credit evaluation experience.
• Handled a team.
• Analyze credit data and market trends to present solutions.
• Work closely with sales, finance and lending teams to understand challenges and provide process policies. Assess performance reviews for the team.
• Align with senior management on risk strategies.
• Review and approve credit applications.