Impact Finance Analyst Africa - Rabo Foundation at Adept Systems

Job Purpose

• Promote and support Rabo Foundation to offer organizations, that work with smallholder farmers, access to finance, knowledge, networks and innovative data solutions. Your credit analysis and financial skills are instrumental for growing our portfolio in Africa. Support to grow rural prosperity and build the resilience of smallholders. For example, by preparing a proposal for a trade finance solution to a coffee cooperative and its farmer members in Uganda to gain a stronger position in the value chain and take urgent action against climate change. Thanks to your support they can grow and improve their livelihoods.

Duties and Responsibilities:

• Collaborate with (senior) Impact Finance Manager(s) on existing projects and organizations (Agri-SMEs, cooperatives or rural microfinance institutions) where Rabo Foundation can make a difference based on knowledge, networks, and (financial) products.
• Write proposals including profound financial and impact analysis for our Impact Committee in the Netherlands, including an in-depth market analysis, assessment of the business model, financial performance, ratio’s and cash flow projections.
• Perform onsite due diligence visits and portfolio monitoring tasks, including maintaining the Management Information System.
• Conduct customer due diligence (CDD) checks, including collection of Know-Your-Customer documents.
• Identification, structuring, and monitoring of technical assistance projects to increase impact on smallholder farmers.
• Portfolio administration tasks, including reporting on financials, legal/CDD requirements, (impact) monitoring surveys, client profiles and written explanations on trends and achievements.

Job Qualifications:

• Bachelor’s degree in (corporate) finance, business administration, management, or economics from a recognized university. Master’s degree in a relevant field (e.g., agricultural finance or economics) is an added advantage
• Around 3-5 years of experience in the impact investment, debt advisory/consultancy or banking sector with focus on food & agribusinesses, producer organizations, SMEs and/or rural microfinance institutions
• Strong understanding of (audited) financial statements and cash flow modelling. Capable to swiftly analyse financials, identify key risks/mitigants, and assess creditworthiness.
• Experience in writing committee proposals and business cases.
• Knowledge of financial instruments such as trade finance, working capital and investment loans. Expertise in impact lending to microfinance institutions is a plus.
• You encourage collaboration and you are adaptive to changing situations.

Skills & Competences:

• Planning and organization skills
• Strong analytical thinking
• Superior Communication skills - both written and oral
• Integrity
• Clearly demonstrate independence and ability to take ownership