Loan Recovery Officer (3 Positions) at ENGIE

Job Purpose/Mission

Loan recovery officer is responsible for the receivables risk management (RRM). This includes among others, Portfolio management and Loan Workouts.

Responsibilities

• Carrying out customer loan work-outs.
• Ensure proper documentation of open loan cases.
• Ensure customers are paying on time in assigned loan portfolio.
• Negotiate with non-paying clients and give them solutions to bring them back on track to repayments through rescheduling.
• Recommend and work with external service providers on portfolio management by escalating repossession cases.
• Customer education to customers on impact on loan non-repayments.
• Supporting the analysis of causes for portfolio deteriorations
• Providing regular portfolio, compliance and routine report to the Loan Recovery Team Leader.
• Restructure loan repayment plan from delinquent clients as per policy and procedure

Knowledge And Skills

Experience:

• Experience in customer relationship management
• Team player
• Computer literacy, particularly good working knowledge of Microsoft Excel
• Self-starter with a passion for Mysol and its mission to plug in the world

Qualifications:

• Holder of bachelor's degree in business administration or any other related field
• 1-year Previous experience in loan recovery preferably in a call center setting.