SME Credit Officer at Pezesha

Primary job description

• Onboarding, vetting and evaluation of potential SMEs/Merchants to be funded by Pezesha on a regular basis using our internal processes and standards and hitting set targets to ensure growth and scale
• Assess SMEs creditworthiness and risks by evaluating their financial information and ratios
• Onboard, manage and retain SME related to partners
• Marketing & Financial education in relation to SMEs needs and support
• Provide customer care support via calling and follow up with potential and funded SMEs on additional information required as well as repayments of loans for those successfully funded by Pezesha
• Portfolio management
• Monitor and update SME loan accounts and information on the dashboard
• Drive strategic sales, scale and growth in assigned portfolios
• Execute on strategic experiments to drive growth in assigned portfolios
• Daily analytics and reporting on assigned portfolio performance

Qualifications/Skills

• At least a graduate of Commerce or Accounting or Finance or a related field
• Solid understanding of credit risk processes and standards
• Basic computer skills and a quick learner
• At least 3 years of professional work experience in credit operations as a relationship officer or part of the credit risk team
• ADDED ADVANTAGE: Credit Operations & SME evaluations experiences from a bank or Fintech environment.
• ADDED ADVANTAGE: Strong Accounting and analytical skills with more than 2 years experience
• Proficiency in excel skills or working with spreadsheets
• Ability to manage multiple projects and self drive toward targets while ensuring quality output and prioritisation.
• Excellent verbal and written communication and interpersonal skills
• High level of interpersonal maturity, hardworking, and professionalism
• Unwavering commitment to service and customer orientation
• Team player who demonstrates positive attitude, creativity, energy, dedication to collaboration and patience and with a high degree of integrity
• In-depth knowledge of the Financial industry (Fintech) and its current events in Kenya
• Attention to detail
• Excellent time management and organisation