Job Openings at Old Mutual Kenya

Job Description

This is an intermediate development role and the incumbent must work with limited supervision . Accountabilities for this role include basic systems analysis, interpreting and executing test plans and developing specifications. The incumbent is individually accountable for achieving results through own efforts.

This team’s primary focus is to build and establish the data platform and master data management capabilities by applying industry knowledge, best practices and innovative ideas to take Old Mutual into the future through the use of best of breed technologies and applied thinking and processes on its strategic journey to the cloud.

To complement the existing cross-functional team, Old Mutual is looking for a Data Engineer who will assist in designing and also implement scalable and robust processes to support the data engineering capability. This role will be responsible for implementing and supporting large-scale data ecosystems across the Group. This incumbent will use best practices in cloud engineering, data management and data storage to continue our drive to optimize the way that data is stored, consumed and ultimately democratized. The incumbent will also engage with stakeholders across the organisation with use of the Data Engineering practices to facilitate the improvement in the way that data is stored and consumed.

KEY AREAS OF RESPONSIBILITIES:

• Assist in designing and implementing scalable and robust processes for ingesting and transforming complex datasets.
• Designs, develops, constructs, maintains and supports data pipelines for ETL from a multitude of sources.
• Creates blueprints for data management systems to centralize, protect, and maintain data sources.
• Focused on data stewardship and curation, the data engineer enables the data scientist to run their models and analyses to achieve the desired business outcomes
• Ingest large, complex data sets that meet functional and non-functional requirements.
• Enable the business to solve the problem of working with large volumes of data in diverse formats, and in doing so, enable innovative solutions.
• Design and build bulk and delta data lift patterns for optimal extraction, transformation, and loading of data.
• Supports the organisation’s cloud strategy and aligns to the data achitecture and governance including the implementation of these data governance practices.
• Engineer data in the appropriate formats for downstream customers, risk and product analytics or enterprise applications.
• Development of API’s for returning data to Enterprise Applications.
• Assist in identifying, designing and implementing robust process improvement activities to drive efficiency and automation for greater scalability. This includes looking at new solutions and new ways of working and being on the forefront of emerging technologies.
• Work with various stakeholders across the organisation to understand data requirements and apply technical knowledge of data management to solve key business problems.
• Provide support in the operational environment with all relevant support teams for data services.
• Provide input into the management of demand across the various data streams and use cases.
• Create and maintain functional requirements and system specifications in support of data architecture and detailed design specifications for current and future designs.
• Support test and deployment of new services and features.
• Provides technical leadership to junior data engineers in the team

ROLE & QUALIFICATIONS REQUIREMENTS

• Matric, with a degree in Computer Science, Business Informatics, Mathematics, Statistics, Physics or Engineering.
• 3+ years of data engineering experience  
• 3+ years of experience with any data warehouse technical architectures, ETL/ELT, and reporting/analytics tools including , but not limited to , any of the following combinations (1) SSIS and SSRS,  (2) ETL Frameworks, (3) Data conformance, (4) Cacheing, (5) Spark (6) AWS data builds
• The candidate having DBA ability and knowledge across at least 2 platforms (example: TSQL, SAS, PSQL, IBM VSAM, DynamoDB and DB2) will also be beneficial.
• Should be at least at a proficient level in at least one of Python, Java, C/C++ or similar
• Should be Proficient in bash/ksh, perl, SQL
• Some experience with R, AWS, XML, json, cron will be beneficial
• Experience with designing and implementing Cloud (AWS) solutions including use of APIs available.
• Some experience with Dev/OPS architecture, implementation and operation would be advantageous.
• Knowledge of Engineering and Operational Excellence using standard methodologies. Best practices in software engineering, data management, data storage, data computing and distributed systems to solve business problems with data.
• Some experience in applying SAFe/Scrum/Kanban methodologies.
• Knowledge and understanding of business process management lifecycle which covers the design, modelling, execution, monitoring, and optimization as well as business process re-engineering.
• Good problem solving skills: The ability to exercise judgment in solving technical, operational, and organizational challenges, to identify issues proactively, to present solutions and options leading to resolution
• Good programming, performance tuning and troubleshooting skills, using the latest popular programming languages such as python, scala, java and suite of Microsoft languages C# and F# preferable.

COMPETENCIES:

• Collaboration and precise communication
• Establishing and maintaining strong working relationships with stakeholders and user community
• Strategic thinking
• Leading with Influence 
• Innovating and being curious about technology
• Quality in execution and outcomes

Closing Date: 10 May 2023

go to method of application »

Job Description

The role is responsible for developing and implementing credit strategies, credit policies and procedures that promote efficient and effective credit risk and control environment as well as managing the quality and profitability of the credit portfolio within acceptable risk appetite.
This role is also responsible for managing the credit sanction process, credit risk analysis, credit security documentation and custody, credit administration; credit monitoring and reporting while ensuring compliance to the Central Bank of Kenya (CBK) prudential guidelines, credit principles, Bank credit policy and other regulatory requirements.

Implementation of credit policies and procedures

• Continually reviews, develops, and refines credit policies and procedures to determine their suitability for the bank’s requirements and recommends modification and upgrading to meet the desired standards and changes in the bank’s risk profile.
• Develops and drafts credit risk policies and procedures to comply with the bank’s strategy and objectives and issues credit policy bulletins as required to accommodate changing business environment
• Ensure all lending proposals are within the Bank’s Credit Policy & prudential regulations
• Ensure any policy breaches are properly authorized at the correct level
• Daily monitoring of excesses to ensure properly authorized and accounts regularized as required
• Periodically do risk review of new and existing credit products and non-credit products with inherent risks and advise the management on remedial measures
• Monitor and manage concentration risks in the Credit portfolio
• Manage the performance  and relationships of third party service providers

Effectiveness and efficiency in loan approval system

• Oversee analysis of proposals from all the business segments
• Oversee analysis of proposals for personal loans and other MOUs
• Attend and chair Head Office Credit committee (HOCC) meetings
• Ensure that all appraisal decisions meet the agreed SLA
• Give feedback to branch managers and other business leaders on the quality of loan appraisals.

Documentation and perfection of securities

• Ensure that all loans are properly documented in standard agreements that are legally enforceable to safeguard the bank’s exposure.
• Liaise with legal department to ensure efficient execution of legal documentation and securities within the agreed SLA
• Review credit documentation to ensure compliance to changes in regulations
• Ensuring that the security documentation and other necessary documentation are obtained and completed in all respects before draw down of the facility
• To capture, register, monitor, control and report all types of collateral offered by the customers and ensure that they are safely lodged
•  Ensuring a proper system of withdrawal of securities is set up and maintained at all times.

Loan disbursements and management reporting

• Ensure that all pre-disbursement sanction conditions are met before disbursement
• Ensure that all approved credit facilities are disbursed within the SLA
• Generate daily MIS reports to branches on disbursements.
• In liaison with Finance and IT departments ensure that all relevant fees, commissions and interest  are collected on new and existing facilities
• Management Information System (MIS) including statutory returns to the Central Bank

Quality Self-Assessment

• Ensure the internal processes are adhered to by the respective units in credit departments and branches
• Review all loans approved by branch credit committees and ensure compliance to credit policy
• Monitor violations of credit policy and recommend remedial actions
• Monitor adherence to credit SLAs

Collection of loans

• Develop and implement collection policies and procedures

Credit risk management

• Develop, monitor and implement the Credit risk policy
• Design and delivery of fit for purpose management information across the various segments to ensure accurate and consistent reporting

People management

• Offer leadership to ensure achievement of credit department objectives by setting departmental and individual objectives, managing performance, developing, and motivating staff, feedback, and appraisal in order to maximize departmental performance.
•   Maintain and develop professional and technical credit knowledge in the bank through training programs, meetings, staff forums and other initiatives.

Bankwide AML KYC & CFT Responsibilities

• Communicating and reinforcing the AML-CTF compliance culture established by the board
• Implementing and enforcing the board-approved AML, KYC & CFT policy within the Department.

Education

• Bachelor Commerce (Required)

Closing Date: 04 May 2023