Corporate BDM & Risk Assessor at KCB Bank Kenya

The Position:

Reporting to the Senior Manager-Corporate business, KCB Insurance Agency (KCBIA), the position is responsible for Establishment of scope and adequacy of insurance covers for all policies presented to the Bank particularly for corporate clients, and independently carrying out risk surveys or in liaison with Underwriters for properties/establishments/projects having Bank interest or insured through KCBIA.

Key Responsibilities:

1. Assessing risk levels on insured or properties proposed for insurance including but not limited to moral & physical hazards, claims history, any special perils and recommendations thereby.
2. Manage and ensure proper scope and sufficiency of insurance policies held by the Bank.
3. Develop and implement strategies to drive more insurance business through up sales and cross sales.
4. Ensure business retention/acquisition by daily monitoring of expiring financed policies, ensuring advance renewal engagements, giving relevant advice and timely reporting
5. Maintain an up-to-date register of all facilities with appropriate valuation/risk survey details at any given time and ensure timely revaluation/progress reports for projects
6. Help in training all stakeholders and expend appropriate knowledge in identification of insurance opportunities from the Bank’s insurance registers
7. Partnering with other professionals, keep up to date with technical/legislation aspects affecting risks e.g. trade processes, hazardous materials and environmental/sustainability declarations/treaties/legislation
8. Conduct safety programs to staff and corporate clients on safety standards and regulations
9. Analyze claims trends/feedback, engage on complex/technical claims in liaison with the underwriting/claims manager for high retention and attraction of new business
10. Share and discuss survey reports with different stakeholders as and when require

The Person:

For the above position, the successful applicant should have the following:

1. Bachelor’s degree in Engineering, Risk Management, or related field from a recognized university.
2. A Professional Insurance qualification (CII/IIK).
3. At least 3 years’ experience in Sales/Business Development/Technical role from a reputable insurance player and/or Loss adjustments/Risk surveying for insurance purposes.
4. Commercial Awareness.